Top Commerce Colleges in Mumbai After 12th – Cutoffs, Fees, Ranking & ROI (2026)

Top Commerce Colleges in Mumbai After 12th – Cutoffs, Fees & Ranking

Choosing a commerce college in Mumbai after 12th can be confusing because of high cut-offs, multiple courses, and too many options. Many students feel pressure to choose “popular” colleges without understanding whether those colleges actually suit their academic profile, affordability, and career goals.

This blog gives a clear, student-friendly list of the top commerce colleges in Mumbai after 12th, ranked based on reputation, academics, exposure, and student preference.

Mumbai is considered the financial capital of India, making it one of the best cities for commerce education. Colleges here offer courses like B.Com, BMS, BAF, and Economics, preparing students for careers in finance, accounting, management, corporate roles, and higher studies.


Why Mumbai Is the Best City for Commerce Education

Mumbai offers a unique advantage to commerce students due to its strong academic ecosystem and real-world exposure.

Key reasons why students prefer commerce colleges in Mumbai:

  • Presence of top corporate offices, banks, CA firms, and finance companies

  • Strong alumni networks and industry exposure

  • Management-oriented and professional commerce courses

  • Competitive peer group that pushes academic growth

  • Better internship and placement opportunities

This is why cut-offs for commerce colleges in Mumbai are among the highest in Maharashtra.


Top Commerce Colleges in Mumbai After 12th (Ranked List)

Below is a curated list of the top commerce colleges in Mumbai, ranked based on reputation, academics, and student outcomes.


1) Narsee Monjee College of Commerce and Economics

Known for: Strong academics, competitive peer group, and management-focused courses.

Highlights:

  • One of the most reputed commerce colleges in Mumbai

  • Excellent environment for BMS and B.Com students

  • Strong alumni network and corporate exposure

Best for: B.Com, BMS, management and corporate careers


2) St. Xavier’s College

Known for: Autonomous curriculum and very high cut-offs.

Highlights:

  • Among the top-ranked colleges in Mumbai

  • High academic standards and experienced faculty

  • Excellent reputation in commerce and higher studies

Best for: Top-performing students, finance careers, higher education


3) HR College of Commerce and Economics

Known for: Management-oriented courses and strong commerce foundation.

Highlights:

  • One of the most popular commerce colleges in South Mumbai

  • Good balance of academics and extracurricular exposure

  • Strong placement and internship opportunities

Best for: B.Com, BMS, corporate and management careers


4) Mithibai College

Known for: Balanced academics and student exposure.

Highlights:

  • One of the most famous colleges in Mumbai

  • Strong student culture and industry exposure

  • Popular among commerce and science students

Best for: Students seeking academics along with exposure


5) Sydenham College of Commerce and Economics

Known for: Affordable fees and strong academic reputation.

Highlights:

  • One of the oldest commerce colleges in Mumbai

  • Government-aided with very low fees

  • Strong foundation in commerce subjects

Best for: Budget-friendly quality education


6) K J Somaiya College of Arts and Commerce

Known for: Modern infrastructure and diverse courses.

Highlights:

  • Part of the Somaiya educational group

  • Good campus facilities and academic support

  • Growing reputation in commerce education

Best for: Students looking for infrastructure plus academics


7) KC College

Known for: Affordable education and South Mumbai location.

Highlights:

  • Government-aided college with low fees

  • Good reputation in commerce and arts

  • Ideal for average to good students

Best for: Value-for-money commerce education


8) Jai Hind College

Known for: Exposure, events, and industry interaction.

Highlights:

  • Popular among commerce and management students

  • Strong extracurricular and networking culture

  • Active alumni support

Best for: Students seeking exposure along with academics


9) L S Raheja College

Known for: Media, commerce, and management courses.

Highlights:

  • Popular for commerce and media-related programs

  • Good industry exposure

  • Located in Santacruz, Mumbai

Best for: Students interested in commerce with media exposure


10) SIES College of Arts, Science and Commerce

Known for: Strong academic base and multiple streams.

Highlights:

  • Well-known college in central Mumbai

  • Balanced academics and infrastructure

  • Stable reputation in commerce education

Best for: Students seeking a consistent academic environment

Top Commerce Colleges in Mumbai – Comparison Table

College Name Location Type Reputation Fees (Approx) Cutoff % Best For
St. Xavier’s College South Mumbai Govt-Aided ⭐⭐⭐⭐⭐ ₹18k–35k 90–95% Top rankers
HR College South Mumbai Govt-Aided ⭐⭐⭐⭐ ₹12k–25k 85–92% Management
NM College Vile Parle Private ⭐⭐⭐⭐ ₹20k–40k 88–93% BMS & B.Com
Mithibai College Vile Parle Private ⭐⭐⭐⭐ ₹25k–45k 90–94% Exposure
Sydenham College Churchgate Govt ⭐⭐⭐⭐ ₹10k–20k 80–88% Budget
KJ Somaiya College Vidyavihar Private ⭐⭐⭐ ₹30k–50k 75–85% Infrastructure
KC College Churchgate Govt-Aided ⭐⭐⭐ ₹10k–20k 78–85% Value
Jai Hind College Churchgate Govt-Aided ⭐⭐⭐⭐ ₹15k–30k 80–90% Exposure
L S Raheja College Santacruz Private ⭐⭐⭐ ₹25k–45k 70–80% Media + Commerce
SIES College Sion Private ⭐⭐⭐ ₹20k–35k 70–85% Academics

Commerce Colleges Cutoff in Mumbai (FYJC, B.Com, BMS)

College FYJC Cutoff B.Com Cutoff BMS Cutoff
St. Xavier’s College 92–95% 90–94% 88–92%
HR College 85–90% 85–92% 82–88%
NM College 88–92% 87–91% 90–94%
Mithibai College 90–94% 89–93% 85–90%
Sydenham College 80–85% 78–85% 70–80%
Jai Hind College 80–88% 78–85% 75–82%

ROI (Return on Investment) of Commerce Colleges in Mumbai

College Avg Fees (3 Years) Avg Placement ROI
St. Xavier’s College ₹60,000 ₹4–7 LPA ⭐⭐⭐⭐
HR College ₹45,000 ₹3–5 LPA ⭐⭐⭐⭐
NM College ₹75,000 ₹4–6 LPA ⭐⭐⭐⭐
Mithibai College ₹90,000 ₹3–5 LPA ⭐⭐⭐
Sydenham College ₹30,000 ₹2.5–4 LPA ⭐⭐⭐⭐
Jai Hind College ₹50,000 ₹3–4.5 LPA ⭐⭐⭐

Best Commerce Colleges in Mumbai (By Student Type)

🥇 Best for Top Rankers

  • St. Xavier’s College

  • Mithibai College

🥈 Best for Average Students

  • HR College

  • Jai Hind College

  • KC College

💸 Best Budget Commerce Colleges

  • Sydenham College

  • KC College

💼 Best for Placements & Corporate Careers

  • St. Xavier’s College

  • NM College

  • HR College


Admission Process for Commerce Colleges in Mumbai

Admission to commerce colleges in Mumbai is merit-based and depends on:

  • 12th board percentage

  • Category and reservation criteria

  • Minority quota (for select colleges)

  • Cutoff lists released in multiple rounds

Students must carefully fill preferences and track cutoffs to avoid losing seats.


How to Choose the Right Commerce College After 12th

Before finalizing a college, students should consider:

  • Course syllabus and faculty quality

  • Autonomous vs non-autonomous status

  • Daily travel time and location

  • Internship and placement exposure

  • Long-term career goals

Choosing the right course in a suitable college matters more than choosing a famous name blindly.


Final Verdict – Which Commerce College Should You Choose?

The top commerce colleges in Mumbai after 12th offer excellent opportunities, but the best college depends on your marks, budget, location, and career plan.

Use this guide as your decision base, compare colleges honestly, and choose what aligns with your future goals — not just popularity.


🔗 Related Link

👉 Top Colleges in Mumbai – Stream Wise Complete Guide

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