Top Commerce Colleges in Mumbai After 12th – Cutoffs, Fees & Ranking
Choosing a commerce college in Mumbai after 12th can be confusing because of high cut-offs, multiple courses, and too many options. Many students feel pressure to choose “popular” colleges without understanding whether those colleges actually suit their academic profile, affordability, and career goals.
This blog gives a clear, student-friendly list of the top commerce colleges in Mumbai after 12th, ranked based on reputation, academics, exposure, and student preference.
Mumbai is considered the financial capital of India, making it one of the best cities for commerce education. Colleges here offer courses like B.Com, BMS, BAF, and Economics, preparing students for careers in finance, accounting, management, corporate roles, and higher studies.
Why Mumbai Is the Best City for Commerce Education
Mumbai offers a unique advantage to commerce students due to its strong academic ecosystem and real-world exposure.
Key reasons why students prefer commerce colleges in Mumbai:
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Presence of top corporate offices, banks, CA firms, and finance companies
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Strong alumni networks and industry exposure
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Management-oriented and professional commerce courses
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Competitive peer group that pushes academic growth
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Better internship and placement opportunities
This is why cut-offs for commerce colleges in Mumbai are among the highest in Maharashtra.
Top Commerce Colleges in Mumbai After 12th (Ranked List)
Below is a curated list of the top commerce colleges in Mumbai, ranked based on reputation, academics, and student outcomes.
1) Narsee Monjee College of Commerce and Economics
Known for: Strong academics, competitive peer group, and management-focused courses.
Highlights:
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One of the most reputed commerce colleges in Mumbai
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Excellent environment for BMS and B.Com students
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Strong alumni network and corporate exposure
Best for: B.Com, BMS, management and corporate careers
2) St. Xavier’s College
Known for: Autonomous curriculum and very high cut-offs.
Highlights:
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Among the top-ranked colleges in Mumbai
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High academic standards and experienced faculty
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Excellent reputation in commerce and higher studies
Best for: Top-performing students, finance careers, higher education
3) HR College of Commerce and Economics
Known for: Management-oriented courses and strong commerce foundation.
Highlights:
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One of the most popular commerce colleges in South Mumbai
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Good balance of academics and extracurricular exposure
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Strong placement and internship opportunities
Best for: B.Com, BMS, corporate and management careers
4) Mithibai College
Known for: Balanced academics and student exposure.
Highlights:
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One of the most famous colleges in Mumbai
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Strong student culture and industry exposure
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Popular among commerce and science students
Best for: Students seeking academics along with exposure
5) Sydenham College of Commerce and Economics
Known for: Affordable fees and strong academic reputation.
Highlights:
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One of the oldest commerce colleges in Mumbai
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Government-aided with very low fees
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Strong foundation in commerce subjects
Best for: Budget-friendly quality education
6) K J Somaiya College of Arts and Commerce
Known for: Modern infrastructure and diverse courses.
Highlights:
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Part of the Somaiya educational group
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Good campus facilities and academic support
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Growing reputation in commerce education
Best for: Students looking for infrastructure plus academics
7) KC College
Known for: Affordable education and South Mumbai location.
Highlights:
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Government-aided college with low fees
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Good reputation in commerce and arts
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Ideal for average to good students
Best for: Value-for-money commerce education
8) Jai Hind College
Known for: Exposure, events, and industry interaction.
Highlights:
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Popular among commerce and management students
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Strong extracurricular and networking culture
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Active alumni support
Best for: Students seeking exposure along with academics
9) L S Raheja College
Known for: Media, commerce, and management courses.
Highlights:
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Popular for commerce and media-related programs
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Good industry exposure
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Located in Santacruz, Mumbai
Best for: Students interested in commerce with media exposure
10) SIES College of Arts, Science and Commerce
Known for: Strong academic base and multiple streams.
Highlights:
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Well-known college in central Mumbai
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Balanced academics and infrastructure
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Stable reputation in commerce education
Best for: Students seeking a consistent academic environment
Top Commerce Colleges in Mumbai – Comparison Table
| College Name | Location | Type | Reputation | Fees (Approx) | Cutoff % | Best For |
|---|---|---|---|---|---|---|
| St. Xavier’s College | South Mumbai | Govt-Aided | ⭐⭐⭐⭐⭐ | ₹18k–35k | 90–95% | Top rankers |
| HR College | South Mumbai | Govt-Aided | ⭐⭐⭐⭐ | ₹12k–25k | 85–92% | Management |
| NM College | Vile Parle | Private | ⭐⭐⭐⭐ | ₹20k–40k | 88–93% | BMS & B.Com |
| Mithibai College | Vile Parle | Private | ⭐⭐⭐⭐ | ₹25k–45k | 90–94% | Exposure |
| Sydenham College | Churchgate | Govt | ⭐⭐⭐⭐ | ₹10k–20k | 80–88% | Budget |
| KJ Somaiya College | Vidyavihar | Private | ⭐⭐⭐ | ₹30k–50k | 75–85% | Infrastructure |
| KC College | Churchgate | Govt-Aided | ⭐⭐⭐ | ₹10k–20k | 78–85% | Value |
| Jai Hind College | Churchgate | Govt-Aided | ⭐⭐⭐⭐ | ₹15k–30k | 80–90% | Exposure |
| L S Raheja College | Santacruz | Private | ⭐⭐⭐ | ₹25k–45k | 70–80% | Media + Commerce |
| SIES College | Sion | Private | ⭐⭐⭐ | ₹20k–35k | 70–85% | Academics |
Commerce Colleges Cutoff in Mumbai (FYJC, B.Com, BMS)
| College | FYJC Cutoff | B.Com Cutoff | BMS Cutoff |
|---|---|---|---|
| St. Xavier’s College | 92–95% | 90–94% | 88–92% |
| HR College | 85–90% | 85–92% | 82–88% |
| NM College | 88–92% | 87–91% | 90–94% |
| Mithibai College | 90–94% | 89–93% | 85–90% |
| Sydenham College | 80–85% | 78–85% | 70–80% |
| Jai Hind College | 80–88% | 78–85% | 75–82% |
ROI (Return on Investment) of Commerce Colleges in Mumbai
| College | Avg Fees (3 Years) | Avg Placement | ROI |
|---|---|---|---|
| St. Xavier’s College | ₹60,000 | ₹4–7 LPA | ⭐⭐⭐⭐ |
| HR College | ₹45,000 | ₹3–5 LPA | ⭐⭐⭐⭐ |
| NM College | ₹75,000 | ₹4–6 LPA | ⭐⭐⭐⭐ |
| Mithibai College | ₹90,000 | ₹3–5 LPA | ⭐⭐⭐ |
| Sydenham College | ₹30,000 | ₹2.5–4 LPA | ⭐⭐⭐⭐ |
| Jai Hind College | ₹50,000 | ₹3–4.5 LPA | ⭐⭐⭐ |
Best Commerce Colleges in Mumbai (By Student Type)
🥇 Best for Top Rankers
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St. Xavier’s College
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Mithibai College
🥈 Best for Average Students
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HR College
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Jai Hind College
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KC College
💸 Best Budget Commerce Colleges
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Sydenham College
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KC College
💼 Best for Placements & Corporate Careers
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St. Xavier’s College
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NM College
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HR College
Admission Process for Commerce Colleges in Mumbai
Admission to commerce colleges in Mumbai is merit-based and depends on:
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12th board percentage
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Category and reservation criteria
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Minority quota (for select colleges)
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Cutoff lists released in multiple rounds
Students must carefully fill preferences and track cutoffs to avoid losing seats.
How to Choose the Right Commerce College After 12th
Before finalizing a college, students should consider:
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Course syllabus and faculty quality
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Autonomous vs non-autonomous status
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Daily travel time and location
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Internship and placement exposure
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Long-term career goals
Choosing the right course in a suitable college matters more than choosing a famous name blindly.
Final Verdict – Which Commerce College Should You Choose?
The top commerce colleges in Mumbai after 12th offer excellent opportunities, but the best college depends on your marks, budget, location, and career plan.
Use this guide as your decision base, compare colleges honestly, and choose what aligns with your future goals — not just popularity.



